fix: 完善回单失败引导及真实认证验证（09-08-reimbursement-payment-closeout）

client/src/pages/PaymentBatchesPage.tsx

@@ -295,6 +295,9 @@ export function PaymentBatchesPage() {
   const canUploadReceipt =
     canEditReceiptAttachments && requiresBankReceipt && receiptAttachmentsQuery.isSuccess;
   const activeReceiptCount = (receiptAttachmentsQuery.data?.items ?? []).filter((item) => !item.archivedAt).length;
+  const hasReceiptSystemFailure = (receiptAttachmentsQuery.data?.items ?? []).some((item) =>
+    !item.archivedAt && ["system_failed", "key_failed", "snapshot_failed"].includes(item.ocrState ?? ""),
+  );
   const needsBankReceipt =
     canExecuteSelectedBatch && requiresBankReceipt && receiptAttachmentsQuery.isSuccess && activeReceiptCount === 0;
   const receiptReadinessQuery = useQuery({
@@ -1032,7 +1035,8 @@ export function PaymentBatchesPage() {
                 </div>
                 {canExecuteSelectedBatch && requiresBankReceipt && activeReceiptCount > 0 && !canRegisterPaymentComplete ? (
                   <div className="space-y-2 rounded-lg border p-3 text-sm" role="status">
-                    <p>{receiptReadinessQuery.isFetching ? "正在核对回单…" : receiptReadinessQuery.isError ?
+                    <p>{receiptReadinessQuery.isFetching ? "正在核对回单…" : hasReceiptSystemFailure ?
+                      "回单尚未满足付款登记条件，存在系统核验故障，请联系管理员排查下方失败原因。修复并获原件重传授权后，可重新上传回单；保留原失败记录，不要直接重复识别或登记付款。" : receiptReadinessQuery.isError ?
                       resolveError(receiptReadinessQuery.error) : "回单尚未满足付款登记条件，请查看核验详情，完成识别、更正或独立复核。"}</p>
                     <Button type="button" size="sm" variant="secondary" disabled={receiptReadinessQuery.isFetching}
                       onClick={() => { void receiptReadinessQuery.refetch(); void receiptAttachmentsQuery.refetch(); }}>

client/tests/e2e/system-action-confirmation.spec.ts

@@ -1364,6 +1364,8 @@ test.describe("R7E 全站高风险操作二次确认", () => {
         await page.goto(`/payment-batches?id=${paymentBatchId}`);
         const receipt = page.locator(".detail-evidence-card").filter({ hasText: "合成银行回单.pdf" });
         await expect(receipt).toContainText("请联系管理员");
+        await expect(page.getByRole("status").filter({ hasText: "回单尚未满足付款登记条件" })).toContainText("存在系统核验故障");
+        await expect(page.getByText("请查看核验详情", { exact: false })).toHaveCount(0);
         await expect(receipt.getByRole("button", { name: "重新识别", exact: true })).toHaveCount(0);
         await expect(receipt.getByRole("button", { name: "核验详情", exact: true })).toHaveCount(0);
         await expect(page.getByRole("button", { name: "登记付款完成", exact: true })).toHaveCount(0);