feat(corporate-bank-account-payment-order): 基于原模板生成建行制单

server/src/routes/paymentBatches.js

@@ -718,12 +718,12 @@ function paymentOrderExportBlockers(batch) {
   const add = (code, entityCode) => blockers.push({ code, ...(entityCode ? { entityCode } : {}) });
   if (batch.status !== "reviewed") add("status_not_reviewed");
   if (batch.entity_type !== "reimbursement") add("reimbursement_only");
-  if (batch.default_payment_channel !== "bank") add("bank_channel_required");
   if (!batch.payment_account_snapshot_json) {
     add("legacy_payment_account_snapshot_missing");
   } else {
     const payer = readPaymentAccountSnapshot(batch.payment_account_snapshot_json);
     if (!payer) add("payment_account_snapshot_invalid");
+    if (!batch.payment_account_snapshot_json.accountNumberEncrypted) add("payer_account_unavailable");
     if (payer && !payer.bankInstitutionCode) add("payer_bank_institution_missing");
     else if (payer && payer.bankInstitutionCode !== "CCB") add("payer_bank_not_supported");
   }
@@ -731,9 +731,14 @@ function paymentOrderExportBlockers(batch) {
   for (const item of batch.items ?? []) {
     const entityCode = normalizeSnapshotText(item.entity_code) ?? undefined;
     const payee = item.snapshot_json?.payee;
+    if (resolveItemPaymentChannel(batch, item) !== "bank") add("bank_channel_required", entityCode);
     if (!payee?.bankAccountEncrypted) add("legacy_payee_snapshot_missing", entityCode);
     if (!payee?.bankInstitutionCode) add("payee_bank_institution_missing", entityCode);
     else if (payee.bankInstitutionCode !== "CCB") add("payee_bank_not_supported", entityCode);
+    const safePayee = readSnapshotPayee(item.snapshot_json);
+    if (!safePayee?.name) add("payee_name_missing", entityCode);
+    if (!safePayee?.bankName) add("payee_bank_name_missing", entityCode);
+    if (!safePayee?.bankAccountMasked) add("payee_account_masked_missing", entityCode);
   }
   return blockers;
 }
@@ -1581,11 +1586,9 @@ async function paymentBatchesRoutes(fastify) {
         result = await fastify.prisma.$transaction(async (tx) => {
           const batch = await lockBatchWithItems(tx, batchId);
           await ensureBatchSourceDepartmentsEnabled(fastify, tx, batch);
-          if (batch.status !== "reviewed") {
-            throw buildValidationError({ status: "payment_order_requires_reviewed_batch" }, 409);
-          }
-          if (batch.entity_type !== "reimbursement") {
-            throw buildValidationError({ entityType: "payment_order_reimbursement_only" }, 409);
+          const blockers = paymentOrderExportBlockers(batch);
+          if (blockers.length) {
+            throw new PaymentOrderXlsError(blockers[0].code, { blockers });
           }
           const generated = generatePaymentOrderXls(fastify.config, batch);
           const exportCount = Number(batch.payment_order_export_count ?? 0) + 1;